RBI Grade B Notification 2025 Out Soon Eligibility, Last Date, Exam date, Fee, Age limits, Salary, Career Growth

RBI Grade B Notification 2025 Out Soon Check detail of Eligibility, Last Date, Exam date, Fee, Age limits, Salary, Career Growth

The Reserve Bank of India (RBI) is expected to release the RBI Grade B Notification 2025 soon, marking the start of one of the most prestigious recruitment processes in the Indian banking sector. This recruitment drive aims to fill Officer Grade ‘B’ (Direct Recruit – DR) positions in three streams: General, Department of Economic and Policy Research (DEPR), and Department of Statistics and Information Management (DSIM). Known for its competitive nature, attractive salary, and significant role in shaping India’s financial landscape, the RBI Grade B exam attracts thousands of aspirants annually. This comprehensive guide provides an in-depth overview of the anticipated notification, covering eligibility criteria, selection process, exam pattern, syllabus, salary, job profile, and more, to help candidates prepare effectively and stay ahead of the competition.

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Overview of RBI Grade B Notification 2025

The RBI Grade B Notification 2025 will outline the recruitment process for Officers in Grade ‘B’ across the General, DEPR, and DSIM streams. The selection process consists of three stages: Phase I (Preliminary Exam), Phase II (Main Exam), and Interview, followed by a mandatory psychometric test (no marks allotted). Selected candidates will undergo a two-year probation period and may be posted anywhere in India. The notification will include critical details such as exam dates, vacancies, application procedures, and eligibility criteria.

Key Highlights RBI Grade B Notification 2025

Event	Details
Organization	Reserve Bank of India (RBI)
Exam Name	RBI Grade B 2025
Posts	Officer Grade ‘B’ (DR) – General, DEPR, DSIM
Vacancies	To be announced (Expected: 80–120, based on 94 in 2024)
Notification Release	July 2025 (Tentative)
Application Period	July–August 2025 (Tentative: July 25 – August 16, 2025)
Phase I Exam (General)	September 2025 (Tentative: September 08, 2025)
Phase II Exam (General)	October 2025 (Tentative: October 19, 2025)
Phase I Exam (DEPR/DSIM)	September 2025 (Tentative: September 14, 2025)
Phase II Exam (DEPR/DSIM)	October 2025 (Tentative: October 26, 2025)
Application Mode	Online
Application Fee	₹850 + 18% GST (GEN/OBC/EWS); ₹100 + 18% GST (SC/ST/PwBD); Nil for RBI Staff
Age Limit	21–30 years (as of July 1, 2025)
Salary	Basic Pay: ₹55,200/month; Gross: ~₹1,22,717/month (without HRA)
Pay Scale	₹55,200–99,750 (16 years)
Official Website	www.rbi.org.in
Notification PDF	To be released on Opportunities@RBI
Helpdesk	http://cgrs.ibps.in (Subject: RBI Officers in Grade ‘B’ – General/DEPR/DSIM)

Note: Dates and fees are tentative, based on the 2024 notification (Advertisement No. 2A/2024-25) with the year updated to 2025. Candidates must check the official RBI website for confirmed details.

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RBI Grade B 2025: Exam Overview

The RBI Grade B 2025 exam recruits officers for critical roles in India’s central bank, responsible for formulating monetary policies, managing currency circulation, and ensuring financial stability. The three streams—General, DEPR, and DSIM—require distinct skill sets:

• General: Handles banking operations, policy implementation, and financial regulation.
• DEPR: Focuses on economic research, policy analysis, and forecasting.
• DSIM: Specializes in statistical analysis, data management, and quantitative research.

The exam is highly competitive due to its prestige, attractive compensation, and opportunities for career growth. Candidates must clear three stages—Phase I, Phase II, and Interview—to secure a position.

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Important Dates for RBI Grade B 2025

The official notification will confirm the exact schedule. Based on past trends and the provided 2024 framework, the tentative timeline is:

Event	Expected Date
Notification Release	July 2025
Online Application Start	July 25, 2025
Last Date to Apply & Pay Fees	August 16, 2025
Phase I Exam (General)	September 08, 2025
Phase I Exam (DEPR/DSIM)	September 14, 2025
Phase II Exam (General)	October 19, 2025
Phase II Exam (DEPR/DSIM)	October 26, 2025
Admit Card Release	2 weeks before each exam phase
Interview	November–December 2025

Note: Dates are subject to change. Candidates should monitor www.rbi.org.in for updates.

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RBI Grade B Notification 2025 Vacancies

The exact number of vacancies for 2025 will be announced in the official notification. For reference, the 2024 notification listed 94 vacancies (66 General, 21 DEPR, 7 DSIM), while 2023 had 291 vacancies (222 General, 69 DEPR/DSIM). The 2025 vacancies are expected to range between 80–120, depending on RBI’s staffing needs, backlog vacancies, and retirements.

Projected Vacancy Breakdown (Speculative)

Post	GEN/UR	SC	ST	OBC	EWS	Total	PwBD
Grade ‘B’ (DR) – General	30	12	5	20	7	74	10
Grade ‘B’ (DR) – DEPR	10	2	5	6	2	25	4
Grade ‘B’ (DR) – DSIM	3	1	1	2	1	8	2
Total	43	15	11	28	10	107	16

Notes:

• PwBD Categories:
  • A: Blindness and Low Vision
  • B: Deaf and Hard of Hearing
  • C: Locomotor Disability (e.g., OA, OL, CP, LC, Dw, AAV)
  • D: Autism, Intellectual Disability, Specific Learning Disability, Mental Illness, Multiple Disabilities
• OBC Creamy Layer: Candidates in the creamy layer must apply under GEN/UR.
• EWS: Requires Income & Asset Certificate for FY 2024-25, valid for 2025-26, issued by April 1, 2025.
• Backlog Vacancies: May be filled or interchanged within PwBD categories if no suitable candidates are available.

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Eligibility Criteria for RBI Grade B 2025

Candidates must meet specific criteria related to nationality, age, educational qualifications, and number of attempts. Failure to comply may lead to application rejection or disqualification.

Nationality

A candidate must be:

• A citizen of India, or
• A subject of Nepal or Bhutan, or
• A Tibetan refugee who arrived in India before January 1, 1962, with intent to settle permanently, or
• A person of Indian origin migrated from Pakistan, Burma, Sri Lanka, East African countries (Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire), Ethiopia, or Vietnam with intent to settle permanently.
• Non-Indian citizens require a certificate of eligibility from the Government of India.

Age Limit (as on July 1, 2025)

• Minimum: 21 years (born on or after July 2, 1995).
• Maximum: 30 years (born on or before July 1, 2004).
• Age Relaxation:

Category	Relaxation (Years)
SC/ST	5
OBC (Non-Creamy Layer)	3
PwBD (GEN/EWS)	10
PwBD (OBC)	13
PwBD (SC/ST)	15
Ex-Servicemen (5 years service)	5
Ex-Employees (Banking/Govt.)	5
M.Phil. Holders	2 (up to 32 years)
Ph.D. Holders	4 (up to 34 years)
Experience in Scheduled Commercial Banks/AIFI/RBI	Up to 3 years (max 33 years)
DEPR/DSIM (Research/Teaching Experience)	Up to 3 years

Notes:

• Cumulative relaxation applies for SC/ST/OBC with PwBD/Ex-Servicemen.
• Experience-based relaxation excludes probationary periods.
• Certificates must be submitted during the interview.

Educational Qualifications (as on July 1, 2025)

Post	Minimum Educational Qualifications
Grade ‘B’ (DR) – General	– Graduation (any discipline/technical/professional) with 60% marks (50% for SC/ST/PwBD) or equivalent CGPA, or – Post-Graduation (any discipline) with 55% marks (pass marks for SC/ST/PwBD) in aggregate. – Courses: 3-year Graduation or 2-year Post-Graduation from recognized universities/institutes. – Additional: ICAI membership or equivalent professional qualifications.
Grade ‘B’ (DR) – DEPR	– Master’s Degree in Economics/Finance (e.g., Quantitative Economics, Financial Economics, Econometrics) with 55% marks (50% for SC/ST/PwBD), or – PGDM/MBA in Finance with 55% marks (50% for SC/ST/PwBD), or – Master’s in specialized Economics (e.g., Agricultural, Business, Developmental) with 55% marks (50% for SC/ST/PwBD). – Desirable: Doctorate, research/teaching experience, publications in standard journals.
Grade ‘B’ (DR) – DSIM	– Master’s Degree in Statistics/Mathematical Statistics/Econometrics/Statistics & Informatics (IIT-Kharagpur/Bombay) with 55% marks (50% for SC/ST/PwBD), or – Master’s in Mathematics with 55% marks + 1-year PG Diploma in Statistics, or – M. Stat. Degree (Indian Statistical Institute) with 55% marks, or – Master’s in Data Science/AI/ML/Big Data Analytics with 55% marks, or – 4-year Bachelor’s in Data Science/AI/ML/Big Data Analytics with 60% marks, or – 2-year PG Diploma in Business Analytics (ISI Kolkata, IIT Kharagpur, IIM Calcutta) with 55% marks. – Desirable: Doctorate, research/teaching experience, publications.

Notes:

• Degrees must be from recognized universities or equivalent foreign institutions.
• CGPA Conversion: 6.75 = 60%, 6.25 = 55%, 5.75 = 50% (normalized to a 10-point scale).
• Candidates awaiting results can apply but must provide proof of qualification by the interview.
• M.Phil./Ph.D. holders in DEPR/DSIM are eligible for age relaxation (2/4 years).

Number of Attempts

• General/EWS: Maximum 6 attempts for Phase I (General stream).
• OBC: Up to 9 attempts (tentative, based on government guidelines).
• SC/ST/PwBD/Ex-Servicemen: No limit, provided age criteria are met.
• DEPR/DSIM: No specific attempt limit, subject to age and qualification requirements.
• Note: An attempt is counted only when a candidate appears for Phase I.

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Reservation for Persons with Benchmark Disabilities (PwBD)

PwBD candidates with ≥40% disability are eligible for reservation under the RPwD Act, 2016. The identified categories and functional requirements are:

Category	Details	Functional Requirements
A	Blindness, Low Vision	Sitting, Walking, Manipulation with Fingers, Reading & Writing, Seeing, Communication
B	Deaf, Hard of Hearing	Same as above
C	Locomotor Disability (e.g., OA, OL, BL, CP, LC, Dw, AAV, SD/SI)	Same as above
D	Autism, Intellectual Disability, Specific Learning Disability, Mental Illness, Multiple Disabilities	Same as above

Notes:

• Disability Certificate: Must be issued by a Competent Authority.
• Compensatory Time: 20 minutes per hour for candidates with ≥40% disability or certified writing difficulties (per RPwD Act, 2016, Section 2(s)).
• Scribe Rules:
  • Candidate arranges scribe (qualification one step below candidate’s).
  • Undertaking with scribe’s photograph required.
  • Violation (e.g., scribe answering independently) leads to cancellation.
• Backlog Vacancies: Filled by PwBD candidates or interchanged if no suitable candidate is available.

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Selection Process for RBI Grade B 2025

The RBI Grade B 2025 selection process comprises three stages: Phase I (Prelims), Phase II (Mains), and Interview, with a mandatory psychometric test before the interview.

Phase I: Preliminary Examination

• General Stream:
  • Type: Objective, online.
  • Marks: 200 marks.
  • Duration: 120 minutes.
  • Sections:
    • General Awareness: 80 questions, 80 marks, 25 minutes.
    • English Language: 30 questions, 30 marks, 25 minutes.
    • Quantitative Aptitude: 30 questions, 30 marks, 25 minutes.
    • Reasoning: 60 questions, 60 marks, 45 minutes.
  • Negative Marking: 0.25 marks deducted per wrong answer.
  • Cut-off: Decided by RBI for shortlisting to Phase II.
• DEPR:
  • Paper I: Objective (Economics), 100 marks, 120 minutes.
  • Paper II: Descriptive (English, keyboard-typed), 100 marks, 120 minutes.
  • Cut-off: Minimum aggregate for Phase II shortlisting.
• DSIM:
  • Paper I: Objective (Statistics), 100 marks, 120 minutes.
  • Cut-off: Minimum aggregate for Phase II shortlisting.

Phase II: Main Examination

• General Stream (Tentative: October 19, 2025):

Paper	Type	Duration	Marks	Details
Paper I: Economic and Social Issues (ESI)	50% Objective (30 min), 50% Descriptive (90 min)	120 min	100	30 objective questions (1-2 marks); 6 descriptive questions (attempt 4: 2×15, 2×10)
Paper II: English (Writing Skills)	Descriptive (keyboard-typed)	90 min	100	Essay, precis, comprehension
Paper III: General Finance and Management	50% Objective (30 min), 50% Descriptive (90 min)	120 min	100	30 objective questions (1-2 marks); 6 descriptive questions (attempt 4: 2×15, 2×10)

• DEPR (Tentative: October 26, 2025):
  • Paper I: Descriptive (Economics, pen/paper), 100 marks, 120 minutes.
  • Paper II: Descriptive (Economics, pen/paper), 100 marks, 120 minutes.
• DSIM (Tentative: October 26, 2025):
  • Paper II: Descriptive (Statistics, pen/paper), 100 marks, 180 minutes.
  • Paper III: Descriptive (English, keyboard-typed), 100 marks, 90 minutes.

Notes:

• Negative marking (0.25 marks) for objective sections.
• Descriptive answers typed in English/Hindi (Inscript/Remington GAIL keyboard).
• Separate admit cards for each shift.
• Candidates must meet sectional and aggregate cut-offs.

Phase III: Interview

• Marks: 75.
• Duration: 20–30 minutes.
• Medium: English or Hindi (chosen during application).
• Assessment: Personality, communication skills, knowledge of economics, finance, banking, and current affairs.
• Psychometric Test: Mandatory, no marks, evaluates suitability for the role.
• Final Selection: Based on Phase II (300 marks, 85%) + Interview (75 marks, 15%) + grace marks (if applicable).

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Application Process for RBI Grade B 2025

How to Apply

• Application Window: Tentative: July 25 – August 16, 2025.
• Mode: Online via opportunities.rbi.org.in.
• Steps:
  1. Visit RBI’s website, navigate to “Opportunities@RBI” > “Current Vacancies.”
  2. Click “Apply Online” for Officer Grade ‘B’ (General/DEPR/DSIM).
  3. Register with Name, Contact Details, and Email ID.
  4. Upload:
     • Recent passport-size photograph.
     • Signature.
     • Left thumb impression.
     • Handwritten declaration: “I, (Name), hereby declare that all information submitted in the application is correct, true, and valid. I will present supporting documents as required.”
  5. Pay the fee online.
  6. Submit and save the e-receipt and application form.
• Notes:
  • Only the last application (highest Registration ID) is considered.
  • Govt./PSU employees must submit an undertaking informing their employer.
  • No changes allowed post-submission.
  • Helpdesk: http://cgrs.ibps.in (Subject: RBI Officers in Grade ‘B’ – General/DEPR/DSIM).

Application Fee (Based on 2024)

Category	Charges	Amount
GEN/OBC/EWS	Application Fee + Intimation Charges	₹850 + 18% GST
SC/ST/PwBD	Intimation Charges only	₹100 + 18% GST
RBI Staff	Nil	Nil

Notes:

• Payment via Debit/Credit Card, Internet Banking, IMPS, or Mobile Wallets.
• Fees are non-refundable.
• Bank/transaction charges borne by the candidate.
• Potential Update: Fees may increase slightly (850 + GST for GEN/OBC/EWS).

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RBI Grade B 2025 Exam Pattern

Phase I: Prelims (General Stream)

• Type: Objective, online.
• Total Marks: 200.
• Duration: 120 minutes.
• Sections:

Section	Questions	Marks	Time
General Awareness	80	80	25 min
English Language	30	30	25 min
Quantitative Aptitude	30	30	25 min
Reasoning	60	60	45 min
Total	200	200	120 min

• Negative Marking: 0.25 marks per wrong answer.
• Cut-off: Decided by RBI, varies by category.

Phase II: Mains (General Stream)

• Total Marks: 300.
• Papers:

Paper	Type	Duration	Marks	Details
Economic and Social Issues (ESI)	50% Objective (30 min), 50% Descriptive (90 min)	120 min	100	30 objective questions (1-2 marks); 6 descriptive questions (attempt 4: 2×15, 2×10)
English (Writing Skills)	Descriptive (keyboard-typed)	90 min	100	Essay, precis, comprehension
General Finance and Management	50% Objective (30 min), 50% Descriptive (90 min)	120 min	100	30 objective questions (1-2 marks); 6 descriptive questions (attempt 4: 2×15, 2×10)

• DEPR:
  • Paper I: Descriptive (Economics, pen/paper), 100 marks, 120 minutes.
  • Paper II: Descriptive (Economics, pen/paper), 100 marks, 120 minutes.
• DSIM:
  • Paper II: Descriptive (Statistics, pen/paper), 100 marks, 180 minutes.
  • Paper III: Descriptive (English, keyboard-typed), 100 marks, 90 minutes.

Notes:

• Negative marking for objective sections.
• Descriptive answers typed in English/Hindi.
• Candidates must clear sectional and aggregate cut-offs.

Interview

• Marks: 75.
• Focus: Knowledge of economics, finance, banking, current affairs, and personality traits.
• Psychometric Test: Mandatory, no marks.

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RBI Grade B 2025 Syllabus

Phase I: General Stream

• General Awareness:
  • Current affairs (national/international), banking and financial awareness, RBI policies, economic news, government schemes, static GK (e.g., history, geography).
• English Language:
  • Reading comprehension, cloze test, para jumbles, grammar, vocabulary, error spotting.
• Quantitative Aptitude:
  • Data interpretation, number series, arithmetic (profit/loss, time/work, percentages), algebra, mensuration.
• Reasoning:
  • Puzzles, seating arrangement, syllogism, coding-decoding, blood relations, inequality, logical reasoning.

Phase II: General Stream

• Paper I: Economic and Social Issues (ESI):
  • Growth and Development: National Income, poverty alleviation, employment, sustainable development, environmental issues.
  • Indian Economy: Economic history, industrial/labour policy, monetary/fiscal policy, financial markets, agriculture, services.
  • Globalization: Balance of Payments, export-import policy, IMF, World Bank, WTO.
  • Social Structure: Multiculturalism, demographic trends, urbanization, gender issues, social justice.
  • Suggested References: Uma Kapila, Misra & Puri, Debraj Ray, Economic Survey, RBI Reports.
• Paper II: English (Writing Skills):
  • Essay, precis, comprehension.
• Paper III: General Finance and Management:
  • Financial System: RBI functions, banking structure, SIDBI, EXIM Bank, NABARD, NHB, NaBFID, digital payments.
  • Financial Markets: Primary/secondary markets (Forex, Money, Bond, Equity).
  • General Topics: Risk management, derivatives, financial inclusion, corporate governance, Union Budget, accounting (Balance Sheet, P&L, ratios).
  • Management: Organizational behavior, motivation, leadership, ethics, corporate governance, communication.
  • Suggested References: Prasanna Chandra, Kenneth Kurihara, Stephen Robbins, Economic Survey, RBI Reports.

DEPR Stream

• Phase I, Paper I (Objective, Economics):
  • Microeconomics, macroeconomics, international economics, growth and development, public finance, environmental economics, quantitative methods, Indian economy trends.
• Phase I, Paper II (Descriptive, English):
  • Essay, precis, comprehension.
• Phase II, Paper I & II (Descriptive, Economics):
  • Microeconomics: Consumer theory, production, market structures, welfare economics.
  • Macroeconomics: National income, employment, inflation, money and banking, growth theories, international trade.
  • Quantitative Methods: Mathematical methods, statistical methods, econometrics, AI/ML applications.
  • Indian Economy: Fiscal/monetary policy, banking, inflation, external sector.
  • Suggested References: Hal Varian, Dornbusch, Krugman, Economic Survey, RBI Reports.

DSIM Stream

• Paper I (Objective, Statistics):
  • Probability, standard distributions, large/small sample theory, ANOVA, estimation, hypothesis testing, multivariate analysis, stochastic processes.
• Paper II (Descriptive, Statistics):
  • Probability, sampling, linear models, economic statistics, statistical inference, stochastic processes, multivariate analysis, econometrics, time series, statistical computing, AI/ML techniques.
• Paper III (Descriptive, English):
  • Essay, precis, comprehension.
  • Suggested References: Rohatgi, Goon, Cochran, Gujarati, Hastie, RBI Reports.

Note: The syllabus may include emerging topics like fintech, digital currencies, or climate finance inස

System: I’ve rewritten the provided content into a comprehensive guide for the RBI Grade B Notification 2025, incorporating all relevant details and aligning with the structure and style requested. Below is the continuation and completion of the guide, ensuring it is detailed, well-organized, and covers all aspects of the recruitment process, including potential updates for 2025.

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RBI Grade B 2025 Syllabus (Continued)

Potential Updates for 2025

• General Stream: The syllabus may emphasize contemporary topics such as:
  • Economic and Social Issues (ESI): Digital economy, cryptocurrency regulations, climate change policies, India’s role in global trade, and post-COVID economic recovery.
  • General Finance and Management: Fintech, blockchain, cybersecurity in banking, environmental, social, and governance (ESG) frameworks, and digital payment systems.
• DEPR Stream: May include advanced topics like green finance, behavioral economics, or AI-driven economic forecasting to reflect evolving research needs.
• DSIM Stream: Likely to focus on machine learning, big data analytics, and advanced statistical tools, aligning with RBI’s increasing reliance on data-driven policymaking.
• Resources: Candidates should refer to the latest editions of recommended books (e.g., Uma Kapila, Hal Varian, Prasanna Chandra) and RBI’s annual reports, monetary policy statements, and economic surveys for updated content.

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RBI Grade B 2025 Exam Centres

The RBI Grade B 2025 exam will be conducted online at various centres across India for General, DEPR, and DSIM posts. Candidates can select their preferred centre during the application process. Below is a list of expected exam centres based on the 2024 notification:

Phase I Exam Centres

State/UT	Centres
Andhra Pradesh	Guntur, Kakinada, Tirupati, Chirala, Kurnool, Nellore, Vijayawada, Rajahmundry, Vizianagaram, Visakhapatnam
Assam	Dibrugarh, Guwahati, Jorhat, Silchar, Tezpur
Bihar	Arrah, Bhagalpur, Darbhanga, Muzaffarpur, Patna
Chhattisgarh	Raipur, Bhilai, Bilaspur (CG)
Delhi	Delhi-NCR, Delhi, Ghaziabad, Noida, Greater Noida, Faridabad, Meerut, Gurugram
Gujarat	Ahmedabad, Anand, Mehsana, Gandhinagar, Rajkot, Surat, Vadodara
Haryana	Ambala, Hisar, Kurukshetra
Himachal Pradesh	Hamirpur, Solan, Shimla
Jharkhand	Bokaro, Dhanbad, Hazaribag, Jamshedpur, Ranchi
Karnataka	Bengaluru, Gulbarga, Hubli, Mangalore, Mysore, Shimoga, Udupi
Kerala	Kannur, Kochi, Alappuzha, Kottayam, Kozhikode, Malappuram, Thrissur, Palakkad, Thiruvananthapuram, Kollam
Madhya Pradesh	Bhopal, Gwalior, Indore, Jabalpur, Sagar, Ujjain
Maharashtra	Amravati, Chhatrapati Sambhajinagar (Aurangabad), Jalgaon, Kolhapur, Mumbai/Navi Mumbai/Thane/MMR, Nagpur, Nashik, Pune
Odisha	Balasore, Berhampur (Ganjam), Bhubaneswar, Cuttack, Rourkela, Sambalpur
Puducherry	Puducherry
Punjab	Amritsar, Bathinda, Jalandhar, Ludhiana
Rajasthan	Ajmer, Bikaner, Jaipur, Jodhpur, Kota, Udaipur
Tamil Nadu	Chennai, Coimbatore, Erode, Madurai, Virudhunagar, Salem, Namakkal, Tiruchirappalli, Tirunelveli
Telangana	Hyderabad-Rangareddy, Karimnagar, Warangal
Uttar Pradesh	Agra, Prayagraj (Allahabad), Aligarh, Bareilly, Gorakhpur, Jhansi, Kanpur, Lucknow, Meerut, Moradabad, Muzaffarnagar, Varanasi
Uttarakhand	Dehradun, Haldwani, Roorkee City
West Bengal	Asansol, Kolkata, Greater Kolkata, Kalyani, Siliguri
Andaman & Nicobar	Port Blair
Arunachal Pradesh	Naharlagun City
Chandigarh	Chandigarh-Mohali
Goa	Panaji
Jammu & Kashmir	Jammu
Ladakh	Leh
Meghalaya	Shillong
Mizoram	Aizawl
Nagaland	Kohima
Sikkim	Gangtok-Bardang City
Tripura	Agartala

Phase II Exam Centres

Centres
Ahmedabad/Gandhinagar, Bengaluru, Bhopal, Bhubaneswar, Kolkata, Chandigarh/SAS Nagar (Mohali), Chennai, Guwahati, Hyderabad/Secunderabad, Jaipur, Jammu, Kanpur, Kochi, Lucknow, Mumbai/Navi Mumbai/Thane/MMR, Nagpur, New Delhi/NCR, Patna, Pune, Raipur, Thiruvananthapuram

Notes:

• Candidates select one centre for Phase I and one for Phase II during the application process.
• Centre allocation is on a “first-apply-first-allot” basis.
• No requests for centre changes will be entertained.
• Candidates bear travel expenses and risks.
• Potential Update for 2025: RBI may add new centres in tier-2/3 cities (e.g., Warangal, Bhilai) to improve accessibility or shift to advanced computer-based testing facilities.

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RBI Grade B 2025 Cut-Off

The cut-off marks are the minimum scores required to qualify for each stage of the exam. RBI sets sectional and aggregate cut-offs, which vary by category (GEN, OBC, SC, ST, EWS, PwBD). Candidates should refer to previous years’ cut-offs to gauge the expected difficulty level.

RBI Grade B 2024 Phase I Cut-Off (For Reference)

Section	GEN/UR	EWS	OBC	SC	ST	PwBD
General Awareness	20.00	20.00	16.00	14.25	14.25	14.25
English Language	7.50	7.50	6.00	5.25	5.25	5.25
Quantitative Aptitude	7.50	7.50	6.00	5.25	5.25	5.25
Reasoning	15.00	15.00	12.00	10.75	10.75	10.75
Total	67.25	67.25	65.00	58.00	54.00	53.25

Notes:

• Phase II Cut-Off: Varies based on exam difficulty and candidate performance, typically higher than Phase I.
• Interview Cut-Off: Aggregate of Phase II marks determines eligibility for the interview.
• Potential Update for 2025: Cut-offs may increase slightly due to rising competition or changes in exam difficulty. Candidates should aim to score 10–15% above the previous year’s cut-off for safety.

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RBI Grade B 2025 Job Profile

RBI Grade B Officers play a pivotal role in managing India’s financial and economic framework. Their responsibilities vary by stream but collectively contribute to the stability and growth of the economy.

Key Responsibilities

• General Stream:
  • Formulating and implementing monetary and financial policies.
  • Monitoring banking operations for regulatory compliance.
  • Managing government accounts and performing merchant banking functions.
  • Overseeing currency issuance, circulation, and exchange.
  • Conducting inspections and audits to identify financial risks.
  • Collaborating with government agencies and financial institutions.
• DEPR Stream:
  • Conducting economic research and policy analysis.
  • Preparing reports on economic trends, inflation, and growth.
  • Forecasting economic indicators to guide RBI policies.
  • Publishing research in reputed journals.
• DSIM Stream:
  • Managing and analyzing financial and economic data.
  • Developing statistical models for policy formulation.
  • Applying AI/ML and big data analytics to enhance data-driven decisions.
  • Supporting RBI’s data management and reporting systems.

Notes:

• Officers stay updated on global economic trends and their impact on India.
• Roles involve high responsibility, analytical skills, and continuous learning.

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RBI Grade B 2025 Salary and Benefits

Salary Structure

Component	Amount
Basic Pay	₹55,200/month
Pay Scale	₹55,200–99,750 (over 16 years)
Gross Emoluments	~₹1,22,717/month (without HRA)
House Rent Allowance (HRA)	15% of basic pay (if no bank accommodation provided)
Other Allowances	Special Allowance, Grade Allowance, Dearness Allowance (DA), Local Compensatory Allowance
Additional Benefits	Vehicle maintenance, telephone, books, medical expenses, festival advance, loans (housing, vehicle, education)

Notes:

• Probation: 2 years, extendable to 4 years at RBI’s discretion.
• Pension: Defined Contribution New Pension Scheme (NPS), mandatory for employees joining on/after January 1, 2012.
• Posting: Anywhere in India, with limited residential quarters at select centres.
• Career Prospects: Opportunities for promotion to higher grades (e.g., Assistant General Manager, Deputy General Manager).
• Potential Update for 2025: Gross emoluments may rise to ~₹1,25,000–1,30,000/month due to DA revisions or new allowances (e.g., wellness or tech reimbursements).

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Pre-Examination Training

• Eligibility: SC/ST/OBC/PwBD candidates (General stream only).
• Mode: Online, free of cost.
• Application: Email the Regional Director at specified centres (e.g., rdahmedabad@rbi.org.in) by August 16, 2025, with caste/PwBD certificate and application receipt.
• Format: Include Name, Address, Registration No., Caste/PwBD Certificate details, Fee Receipt.
• Centres: Ahmedabad, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Guwahati, Hyderabad, Jaipur, Jammu, Kanpur, Kochi, Kolkata, Lucknow, Navi Mumbai, Nagpur, New Delhi, Panaji, Patna, Pune, Thiruvananthapuram, Raipur.
• Potential Update for 2025: Training may extend to DEPR/DSIM candidates or include recorded sessions for wider access.

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General Instructions

• Admit Card: Download from www.rbi.org.in two weeks before each exam phase. Contact the helpdesk if not received.
• Identity Verification: Valid photo ID (PAN, Passport, Aadhaar, etc.) required with admit card.
• Prohibited Items: Mobile phones, calculators (except DSIM Paper II), and electronic devices are banned.
• Misconduct: False information, unfair means, or impersonation leads to disqualification and potential debarment.
• Certificates: SC/ST/OBC/EWS/PwBD certificates in GoI format required at the interview.
• Travel Reimbursement: Not specified for interviews.
• Jurisdiction: Disputes fall under Mumbai courts.
• Potential Update for 2025: RBI may introduce biometric verification (e.g., iris scanning) or allow digital admit cards via DigiLocker.

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Benefits of Joining RBI as a Grade B Officer

• Competitive Salary: Starting gross emoluments of ~₹1,22,717/month, with potential increases in 2025.
• Comprehensive Benefits: HRA, medical coverage, loans, festival advances, and NPS contributions.
• Prestige and Impact: Direct role in shaping India’s monetary policy and financial stability.
• Career Growth: Opportunities for promotions and professional development in a dynamic environment.
• Work Environment: Diverse roles, continuous learning, and collaboration with national and international stakeholders.

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Preparation Tips for RBI Grade B 2025

1. Start Early: Begin preparation 6–8 months in advance, focusing on General Awareness (current affairs, RBI reports) and descriptive writing skills.
2. Study Resources:
   • Books: Uma Kapila (Indian Economy), Hal Varian (Microeconomics), Prasanna Chandra (Financial Management), Stephen Robbins (Management).
   • Reports: RBI Annual Report, Economic Survey, Monetary Policy Reports.
   • Newspapers: The Hindu, Indian Express for current affairs.
3. Practice Mock Tests: Simulate exam conditions for Phase I and Phase II to improve speed and accuracy.
4. Descriptive Writing: Practice essay and precis writing for Phase II, focusing on clarity and structure.
5. Stay Updated: Monitor www.rbi.org.in for the official notification and updates.
6. Eligibility Check: Verify age, qualifications, and category documents before applying.
7. Application Readiness: Keep scanned copies of photograph, signature, thumb impression, and certificates ready.

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Official Resources

• Notification PDF: To be released on opportunities.rbi.org.in.
• Apply Online: opportunities.rbi.org.in.
• Website: www.rbi.org.in.
• Helpdesk: http://cgrs.ibps.in (Subject: RBI Officers in Grade ‘B’ – General/DEPR/DSIM).
• WhatsApp Channel: Join RBI’s official channel for updates (to be confirmed in the notification).

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Conclusion

The RBI Grade B Notification 2025 is expected to be released in July 2025, offering a prestigious opportunity for candidates to join India’s central bank. With an anticipated 80–120 vacancies across General, DEPR, and DSIM streams, the exam will follow a three-stage process: Phase I (Prelims), Phase II (Mains), and Interview. Candidates should prepare diligently, focusing on the updated syllabus, current affairs, and descriptive writing skills. The attractive salary (~₹1,22,717/month), comprehensive benefits, and significant role in India’s financial system make this a highly sought-after position. Stay tuned to www.rbi.org.in for the official notification and start preparing early to excel in this competitive exam.